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The Basics of Online Payday Loans

If you have been hit with an unexpected financial emergency, a cash advance loan can give you quick access to funds to help tide you over until your next paycheck. If you are approved by one of the lenders in our network, your loan proceeds can be directly deposited into your bank account safely and securely and sometimes within one hour.

It is important to note that any type of cash advance or payday loan is considered a short-term loan. This means that the repayment times are generally very quick- usually when you get your next paycheck (2 weeks). For this reason, a payday loan should only be used for emergency financial situations and only when you know that you will have the money to fully repay the loan on the due date. A cash advance loan should not be used as a solution for long-term debt problems.

Online payday loans are an easy way to get fast cash when you need it most. You simply apply on our secure website and then we forward your information on to one or more lenders for approval. We strive to match you with an appropriate lender from our network but cannot guarantee that this will happen. If you are matched and then approved, the loan proceeds can generally be transferred into your bank account with one business day.

It's important to note that all lenders have their own requirements and set their own rates, fees and terms for a loan. You will need to provide proof of income and also your bank information, such as your account number and bank routing number.

Please take the time to review and fully understand the terms and conditions of your loan agreement. It is your responsibility to be an informed consumer. If you have any questions or concerns about your loan agreement, contact your specific lender and discuss them thoroughly before signing your loan contract.

Loanspayday.info is not a lender and we do not have any role in the approval decision. We cannot guarantee the amount of funds you will be approved for from a lender. Please remember that not all applicants will qualify for an online payday loan and approval is NOT guaranteed.

You should consider other loan possibilities when making the decision to borrow money. A small loan from your bank or credit union, a cash advance on a credit card, or an advance on your salary from your employer are all viable options for getting emergency cash funds.